The cost of living in the Netherlands depends on the city and your lifestyle. On average, a single person may need around €1,200 to €2,000 per month, excluding rent. Rent for a one-bedroom apartment can range from €900 to €1,800 depending on the city. Major cities like Amsterdam, Rotterdam, and Utrecht are more expensive than smaller towns. Other monthly expenses include groceries (€250–€400), transportation (€80–€120), and health insurance (€100–€130). Although the Netherlands is costly, high salaries and good quality of life balance the expenses well.